Medical insurance – “Iryo Hoken”

In Japan, employers are legally obligated to enroll anyone that works more than 30 hours a week in the Employee’s Health Insurance program and Employee’s Welfare Pension Insurance program. We have a great health insurance system!

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If you have completed foreign-resident registration and plan to live in Japan longer than a year, you can apply for enrollment into the National Health Insurance program and the National Pension program.

Japanese public health insurance covers 70% of medical and dental costs. This includes consultation with doctors and dentists, treatments, prescribed medicines and hospitalization. This insurance also covers 6% of wages lost due to sickness or injury. There are cash benefits for childbirth, maternity leave, and death, but it doesn’t cover costs for regular check-ups, vaccination, abortion, cosmetic surgery, and optometry.

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【集約】
日本では、週に30時間働く労働者を雇用者が保険に加入させる義務があります。そして、在留資格があり、1年以上日本に滞在する外国人も、国民健康保険に加入することができるようになっています。
日本で健康保険に加入していれば、医療費の70%が保険でカバーされ、30%が患者負担となり、医師との診察、歯科治療、様々な治療、薬や入院費用がその対象となります。出産や産前産後休暇や育児休暇、死亡時の手当なども支給されますが、予防接種、人工中絶、整形外科や検診などは対象外となります。

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