How payment works

Japan’s health insurance normally covers 70% of the medical bills, and 30% is out-of-pocket cost.

5People without health insurance in Japan need to pay 100% of the medical cost, and the payment needs to be made at the facility the end of each visit before you leave.

In some countries such as the United States, the medical expenses are calculated, and the medical bills are mailed to the patient’s house afterwards.

However, in Japan the very last thing that you need to do before you leave the hospital or doctor’s office is to pay the medical expense for the visit.



Many larger hospitals and clinics have automatic accounting machines, but smaller clinics may simply use cash registers.

Most of the medical facilities accept major credit cards, but there are some that do not.

Most places do not accept traveler’s check or personal check.

They usually accept only Japanese yen when you want to pay with cash.




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