How payment works

Japan’s health insurance normally covers 70% of the medical bills, and 30% is out-of-pocket cost.

5People without health insurance in Japan need to pay 100% of the medical cost, and the payment needs to be made at the facility the end of each visit before you leave.

In some countries such as the United States, the medical expenses are calculated, and the medical bills are mailed to the patient’s house afterwards.

However, in Japan the very last thing that you need to do before you leave the hospital or doctor’s office is to pay the medical expense for the visit.

 

4

Many larger hospitals and clinics have automatic accounting machines, but smaller clinics may simply use cash registers.

Most of the medical facilities accept major credit cards, but there are some that do not.

Most places do not accept traveler’s check or personal check.

They usually accept only Japanese yen when you want to pay with cash.

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【要約】
アメリカなどの諸外国では、医療費の請求書が後日、患者の自宅に郵送されることがありますが、日本では、診察、治療を受けた日に、医療費が計算され、その医療機関を出る前に行います。
大きな総合病院などでは自動精算機が使われており、クレジットカードでの支払いが可能ですが、全ての医療機関でクレジットカードが使えるわけではありません。トラベラーズチェックや個人の小切手などは受け付けられませんし、日本円以外でのお支払いもできません。

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